Niyogin is born out of a deep understanding of the real problems faced by small businesses every day - beginning with collateral free access to credit. We are a passionate team of people who are re-imagining the future of small businesses in India by applying technology, data, analytics and human understanding. Our Values The energy of youth and the experience of age have come together to form niyogin and its strong set of values. Trust Trust is at the foundation of what we do and this reflects across all our interactions, be it with employees, customers or partners. Innovation We are always thinking ahead and beyond the usual. Questioning existing practices and continuously striving to improve. Flexibility We understand how dynamic our environment is - change, truly being the only constant. Open to ideas, we readily adapt to emerging business scenarios today. Agility Nimble and responsive, we pride ourselves on making quick decisions and translating them into a competitive advantage. Customer Centricity We put ourselves in the shoes of our customers to delight them from the moment they come on board. Empathy is not just a noun for us, it is a philosophy. Transparency Openness and honesty is a value we treasure. We take feedback in our stride, good or bad and are seriously committed to transparency with all stakeholders.