Liv Digital Bank by Emirates NBD is the first digital bank in the United Arab Emirates that operates entirely in an online environment. There are no usual branches, paperwork and long queues. All financial management is concentrated in mobile banking and a personal account available to users around the clock.

The bank opens an online account — a current account, a savings account, or a corporate account. Suitable for residents, non-residents and expats who need to quickly complete identification (KYC, AML). The system uses biometrics, PIN code, video selfie, Emirates ID, proof of address and income. Security has been brought to the fore: two-factor authentication, fraud protection, international sanctions control, and verification of politically exposed persons (PEP).

Maps are a separate topic. Credit and debit cards, virtual ones for online payments, with cashback and bonus points. You can pay with one touch: NFC, QR code, digital wallets. International transfers, currency conversion, and checkbook registration are supported. Customers receive monthly statements and transparent terms of tariff plans without hidden fees.

Liv Digital Bank goes beyond standard solutions. Insurance products, investments, asset management, project and trade finance are available here. The bank works with data and artificial intelligence, offering personalized recommendations, cost analytics, and budgeting tools. A minimum deposit is not always required, which is especially convenient for young clients and expats.

Customer support is the strong point of the service. Online chat, contact center, chatbot, video conferencing. 24/7 support, high response rate, secret buyers check the quality. All this makes the digital experience as convenient and transparent as possible.

Key services of Liv Digital Bank:

Online account opening (current, savings, corporate)

Debit and credit cards with cashback and bonuses

International transfers and currency conversion

Investments, insurance, asset management

Loans and low-interest loans

NFC, QR payments, digital wallets, virtual cards

24/7 support and personalized digital services

Liv Digital Bank by Emirates NBD has become a symbol of digital transformation in the UAE banking sector: it combines convenience, security, innovation and flexibility, offering customers a new format for interacting with money.