Creditas Solutions Private Limited, founded in 2015 and headquartered in Gurgaon, India, is a leading fintech company revolutionising digital banking, debt collections, and recovery management. By integrating behavioural science, data analytics, and machine learning, Creditas empowers banks, NBFCs, and financial institutions to engage customers through personalised, automated, and ethical digital strategies. Its AI-driven platform enhances recovery rates, reduces delinquencies, and elevates the overall digital banking experience through seamless communication channels. Trusted by leading financial organisations, Creditas is redefining the future of banking and collections with innovation, transparency, and compliance at its core. The company’s mission is to make credit recovery and digital banking more efficient, technology-enabled, and customer-centric—helping lenders achieve sustainable growth while strengthening customer trust.